Sba Loan Rates 2024 Georgia. Traditional options include a commercial or an sba loan from a bank which typically requires cash down, a solid credit score and collateral. The loan amount can be up to $2 million with interest rates of 4% for small businesses and 2.375% for private nonprofit organizations, with terms up to 30 years.
Loan terms are also longer than most conventional loans, which keeps monthly debt service costs low. Use your loan for real estate, equipment, acquisitions, refinancing debt, and more.